LAST UPDATED: January 1, 2021
Please contact us if you need a copy of this notice as of a particular date.
EFFECTIVE DATE: January 1, 2021
This Cookies Disclosure describes the use of online cookies by Clover.com and related sites (collectively, “Clover”, “we”, “us”, or “our”). This Cookies Policy applies to the websites that we own or control and which post a link to this Cookies Disclosure.
You may read more about Clover’s general privacy practices in its Global Privacy Notice.
What are Cookies?
A cookie is a small file, typically of letters and numbers, downloaded on to a device such as a computer or mobile device when you access our websites. For more information about cookies or local storage, including how to see what cookies have been set and how to manage, block and delete them, see: http://www.allaboutcookies.org/.
Types of Cookies We Use
Our websites may use both session cookies and persistent cookies to provide you with a more personal and interactive experience on our websites:
Session cookies allow a website to remember your actions during a browsing session and expire once your close your web browser. Session cookies may be used for a variety of purposes, such as remembering that you logged in to one of our websites.
Persistent cookies are stored on your device and may continue to exist until they expire or you delete them. Persistent cookies may be used for a variety of purposes, including remembering users’ preferences and choices when using a site or to target advertising.
Cookies can be categorized either as first-party or third-party cookies. Our websites use both types of cookies:
First party cookies First-party cookies are set directly by us, from the domain name of the website displayed in the URL window.
Third party cookies Third-party cookies are cookies that are set by a domain name other than the one being visited by the user. For example, if we set a cookie on firstdata.com using a cookie from another domain name that we own or control, that cookie is a “third-party” cookie. Similarly, we may also permit our service providers or partners to set cookies directly on our website from their own domain name; these, too, are third-party cookies.
Our websites use the following types of cookies for the purposes set out below:
|Type of Cookie||Purpose|
|Essential Cookies||These cookies are essential to provide you with services available through our websites and to enable you to use some of its features. Without these cookies, the services that you have asked for cannot be provided, and we only use these cookies to provide you with those services.|
|Functionality Cookies||These cookies allow our websites to remember choices you make when you use our websites. The purpose of these cookies is to provide you with a more personal experience and to avoid you having to re-select your preferences every time you visit our websites.|
|Analytics and Performance Cookies||These cookies are used to collect information about traffic to our websites and how users use our websites. The information gathered may include your computer or mobile device operating system type and version number, manufacturer and model, device identifier, browser type, screen resolution, IP address, the website you visited before browsing to our website, general location information such as city, state or geographic area; and information about your use of and actions on or in our websites, such as pages you accessed, how long you spent on a page, navigation paths between pages, information about your activity on a page, access times, and length of access.|
|Social Media Cookies||These cookies are used when you share information using a social media sharing button or “like” (or similar) button on our websites or you link your account or engage with our content on or through a social networking website such as Facebook or Twitter. The social network will record that you have done this.|
|Targeted and advertising cookies||These cookies track your browsing habits to enable third-party advertising networks to deliver ads that may be of interest to you. These cookies use information about your browsing history to group you with other users who have similar interests or browsing behaviors. Based on the cookies that the third-party advertising network sets on our websites and other sites, advertisers can display advertisements that may be relevant to your interests on our websites and while you are on third party websites. One particular form of advertising we may use includes a remarketing feature in Google AdWords to reach out to people who previously visited our website. Remarketing involves classifying users according to how they use our website and creating an audience segment for third-party vendors, including Google, to show our targeted ads on third party websites. For example, if you access our contact form to make an enquiry about a particular product on our website, you may receive information relevant to that product within a specific time of visiting our website. This could be in the form of an ad on the Google search results page, or on a site in the Google Display Network. In addition, you may opt out of the use of your browsing behavior for purposes of targeted advertising as described in the section titled “Online Behavioral Advertising”.|
You can typically remove or reject cookies via your browser settings. In order to do this, follow the instructions provided by your browser (usually located within the “settings,” “help” “tools” or “edit” menus). Many browsers are set to accept cookies until you change your settings.
To manage your cookies preferences on our website, please click the Cookies button located in the bottom right corner of your screen.
If you do not accept our cookies, you may experience some inconvenience in your use of our websites. For example, we may not be able to recognize your computer or mobile device and you may need to log in every time you visit our websites.
Online Behavioral Advertising
Some of the third parties that set cookies on our websites may be members of organizations or programs that provide choices to individuals regarding the use of their browsing behavior for purposes of targeted advertising. Users may opt out of receiving targeted advertising on websites through participating members of the following organizations or programs:
- Network Advertising Initiative (USA)
- Digital Advertising Alliance (USA)
- European Interactive Digital Advertising Alliance (Europe)
- Digital Advertising Alliance of Canada (Canada)
- Australian Digital Advertising Alliance (Australia)
- Data Driven Advertising Initiative (Japan)
Please note that we also may work with companies that offer their own opt-out mechanisms and may not participate in the opt-out mechanisms that we linked above.
If you choose to opt-out of targeted advertisements, you will still see advertisements online but they may not be relevant to you. Even if you do choose to opt out, not all companies that serve online behavioral advertising are included in this list, and so you may still receive some cookies and tailored advertisements from companies that are not listed.
Cookies Disclosure Does Not Cover Third Party Websites
Please note that this cookies policy does not apply to, and we are not responsible for, the cookie practices of third-party websites to which we may link from the Site.
Changes to the Cookies Disclosure
We may change this Cookies Disclosure at any time and we would encourage you to review the policy from time to time to stay informed of how we are using cookies.